---
title: "Splitwise Alternative for Couples and Trips | TakeControl"
description: "Looking for a Splitwise alternative for couples or travel? Compare features, learn when switching makes sense, and import your history into TakeControl."
canonical: "https://gettakecontrol.app/en/blog/splitwise-alternative/"
language: "en"
---

June 29, 2026

[Tools](https://gettakecontrol.app/en/blog/#tag=ferramentas) [Relationships](https://gettakecontrol.app/en/blog/#tag=relacionamento) [Travel](https://gettakecontrol.app/en/blog/#tag=viagem)

# A better Splitwise alternative for couples and trips

Looking for a Splitwise alternative for couples or travel? Compare features, learn when switching makes sense, and import your history into TakeControl.

 

Index

1.  [01 Before you switch: what should your next app improve?](https://gettakecontrol.app/en/blog/splitwise-alternative/#before-you-switch-what-should-your-next-app-improve)
2.  [02 For couples, a good Splitwise alternative should remember the agreement](https://gettakecontrol.app/en/blog/splitwise-alternative/#for-couples-a-good-splitwise-alternative-should-remember-the-agreement)
3.  [03 For travel, the best alternative keeps up with the group](https://gettakecontrol.app/en/blog/splitwise-alternative/#for-travel-the-best-alternative-keeps-up-with-the-group)
4.  [04 TakeControl or Splitwise? Choose by situation](https://gettakecontrol.app/en/blog/splitwise-alternative/#takecontrol-or-splitwise-choose-by-situation)
5.  [05 What you get on the free plan](https://gettakecontrol.app/en/blog/splitwise-alternative/#what-you-get-on-the-free-plan)
6.  [06 Where Splitwise is still the better choice](https://gettakecontrol.app/en/blog/splitwise-alternative/#where-splitwise-is-still-the-better-choice)
7.  [07 Can you switch without losing your history?](https://gettakecontrol.app/en/blog/splitwise-alternative/#can-you-switch-without-losing-your-history)
8.  [08 Is TakeControl the right Splitwise alternative for you?](https://gettakecontrol.app/en/blog/splitwise-alternative/#is-takecontrol-the-right-splitwise-alternative-for-you)

View full index

Quick summary

For couples and trips, TakeControl is a strong Splitwise alternative with custom default splits, group budgets, offline access, voice entry, and receipt scanning. Splitwise may still suit you better if you need a full web app or want to add one-off expenses without creating a group.

Looking for a Splitwise alternative should not mean settling for the same app with a different icon. A better question is: **which app removes the most friction from the shared expenses you actually manage?**

For a couple, that might mean applying the same income-based split every month and seeing how much the household has spent. On a trip, it might mean logging a taxi, coffee, museum ticket, and dinner in seconds, even when there is no signal. The routines are different, but both call for clarity, speed, and a final settlement nobody has to recalculate.

Those are the situations where TakeControl stands out as a more complete option. Instead of comparing a generic checklist of features, this guide looks at how each feature works in everyday life. It also explains the cases where staying with Splitwise may still make more sense.

## Before you switch: what should your next app improve?

Splitwise is well known and handles the basic job of calculating who owes whom. The search for an app like Splitwise usually starts with the details around that core task: limits on the free plan, delays between entries, ads, or useful features reserved for paying members.

Switching because of one annoying limit can still land you in an app that fixes today’s problem and creates three new ones tomorrow. Before choosing, consider five practical questions:

-   **Frequency:** how many expenses does your group add on a busy day?
-   **Splitting rules:** is everything 50/50, or do you use different amounts, percentages, and shares?
-   **Context:** will you use the app at home as a couple, while traveling, or both?
-   **Tracking:** do you only need balances, or do you also want a shared budget?
-   **Friction:** how long does it take to record an expense while it is happening?

This changes the comparison. A feature that looks minor in a table can save dozens of adjustments over the course of a month.

## For couples, a good Splitwise alternative should remember the agreement

Couples share much more than the occasional restaurant bill. Rent, groceries, utilities, internet, pet care, subscriptions, and entertainment return every month. An expense splitting app for couples should therefore remember the financial agreement, not simply calculate debts.

### Save a proportional split once

A 50/50 split can work when incomes and responsibilities are similar. When one partner earns more, many couples prefer 60/40, 70/30, or another proportion they have agreed on.

In TakeControl, a group can save an unequal split as its default. The rule is automatically applied to new expenses and can still be changed whenever a particular purchase needs a different arrangement. This prevents two common problems: entering the same percentages for every bill and forgetting to change them during a busy month.

If you are still deciding what feels fair, our [complete guide to splitting expenses as a couple](https://gettakecontrol.app/en/blog/split-couple-expenses-complete-guide/) explains when equal, proportional, and shared-account approaches tend to work best.

### Track a shared budget, not just a balance

Knowing that one partner owes the other $280 solves the settlement. It does not tell you whether the household is spending more than planned.

TakeControl lets you set a budget for each group and follow its progress throughout the month. A goal such as “let’s spend less on delivery” becomes concrete because both partners can see how much has already been used and how much room remains.

![Shared group budget in TakeControl](https://gettakecontrol.app/assets/blog/takecontrol-group-budget.webp)

The group budget shows the spending limit and progress for shared expenses.

### Add privacy to a sensitive part of life together

Shared expenses reveal habits, commitments, and part of a couple’s routine. TakeControl offers an optional biometric lock, using Face ID or a fingerprint before the app opens.

![Optional biometric lock in the TakeControl app](https://gettakecontrol.app/assets/blog/takecontrol-biometric-app-lock.webp)

Biometric authentication adds another layer of privacy to the app.

## For travel, the best alternative keeps up with the group

At home, entering an expense a few hours late may not matter. On a trip, memories get fuzzy after four rides, two meals, and a set of attraction tickets.

A useful travel expense app must make recording a purchase easier than saying “I’ll add it later.” Several TakeControl features are designed around exactly that moment.

### Add an expense by voice when typing gets in the way

Imagine you have just paid for a ride and everyone is walking into the hotel. Instead of completing several fields, you can say: “Uber, $48, split between Ana, Chris, and me.” TakeControl interprets the details, prepares the entry, and asks you to confirm it.

The free plan includes a number of voice entries, while PRO makes the feature unlimited. The technology matters less than the outcome: the expense is recorded while everyone still remembers who took part.

![Adding a travel expense by voice in TakeControl](https://gettakecontrol.app/assets/blog/takecontrol-voice-expense-entry.webp)

Voice entry reduces the number of steps needed to add an expense.

### Scan the receipt instead of carrying the paper

At restaurants or after a grocery run for the rental, the camera can scan a receipt and fill in the expense details. TakeControl includes free uses of this feature, with unlimited scanning on PRO. It is a simple way to record the bill before the receipt disappears into somebody’s pocket.

### Keep logging expenses without internet

Trips include highways, subway tunnels, expensive roaming, and places where Wi-Fi simply does not work. TakeControl lets you add expenses offline and syncs changes automatically when the connection returns.

You can also use multiple currencies in the same group. On an international trip, that means no separate spreadsheet for every country and fewer conversions on a calculator. Currency conversion is a PRO feature, while expenses in different currencies can still be recorded within the group.

### Set a spending ceiling for the trip

The same group budget used by couples can cover the full travel period. It gives everyone a shared view of the plan before the group decides on another activity, restaurant, or upgrade.

For a practical way to agree on budgets, shared costs, and the final settlement before departure, read our guide to a [group trip without money drama](https://gettakecontrol.app/en/blog/group-trip-without-drama/).

## TakeControl or Splitwise? Choose by situation

There is no universal winner. The better fit depends on how your group works.

| Situation | What matters most | Best fit |
| --- | --- | --- |
| A couple using a 60/40 split | Saving an unequal split as the group default | TakeControl |
| A couple tracking monthly spending | A shared budget and expense insights | TakeControl |
| A trip with many small purchases | Fast entry by voice, receipt, and built-in calculator | TakeControl |
| A trip with unreliable internet | Offline access and later synchronization | Both work offline |
| Expenses entered on a computer | A full browser version | Splitwise |
| A one-off expense without a group | Adding a single purchase between two people | Splitwise |

Comparison based on publicly available information as of June 18, 2026. Plans and features may change, so check each app's official channels before deciding.

For a broader feature-by-feature review, including plan limits, exports, languages, and more, see our direct [TakeControl vs. Splitwise comparison](https://gettakecontrol.app/en/blog/takecontrol-vs-splitwise/).

## What you get on the free plan

A free Splitwise alternative is only useful if you can test it with the group’s real routine before subscribing.

TakeControl’s free plan lets you create up to 6 groups and add up to 8 expenses per day, with no ads. It also includes 4 free receipt scans and 4 voice entries. CSV export, unequal default group splits, and expense insights are available without a subscription.

TakeControl PRO raises those limits and unlocks extra features, including unlimited voice and OCR use plus currency conversion. The aim is not to hide the paid plan, but to make it clear what you can do before paying. You can find the latest details in the [Free and PRO plan comparison](https://gettakecontrol.app/en/pricing/).

## Where Splitwise is still the better choice

A useful recommendation should also explain when switching is not worthwhile.

**Browser access.** Splitwise has a full web version. TakeControl is an iOS and Android app. If you manage most shared finances on a laptop, that difference may decide it for you.

**Expenses outside groups.** Splitwise lets you add a one-off expense between two people without creating a group. Every TakeControl expense belongs to a group. That structure usually works well for couples and trips, but it may feel like an extra step for one lunch with a coworker.

**More interface languages.** Splitwise supports more languages. If your group needs one that is not yet available in TakeControl, staying where you are may be easier.

Familiarity matters too. If everybody already uses Splitwise, nobody feels restricted by its limits, and you do not need the extra tools, changing apps just for the sake of it adds work without a clear benefit.

## Can you switch without losing your history?

Yes. TakeControl imports Splitwise groups from a CSV file and preserves expenses, dates, payers, and the way each amount was split.

The process is straightforward:

1.  Export the group from Splitwise as a CSV file.
2.  On the TakeControl home screen, tap the plus button and choose **Import group from Splitwise**.
3.  Select the file and match the participants when prompted.
4.  Review the information before creating the group.

Each group is imported separately. You can start with a completed trip or a smaller group, check the result, and move your couple’s day-to-day group only when you feel comfortable. Our [guide to importing Splitwise groups](https://gettakecontrol.app/en/blog/how-to-import-splitwise-groups-to-takecontrol/) walks through every screen.

## Is TakeControl the right Splitwise alternative for you?

For couples, the main benefit is turning a financial agreement into a routine that is easy to maintain: a custom default split, shared budget, spending insights, and balances that are always close at hand.

For travel, the advantage is speed and context: voice entry, receipt scanning, offline access, multiple currencies, and a group spending limit without a separate spreadsheet.

Splitwise remains strong when browser access and one-off expenses are essential. Outside those cases, TakeControl is a better match for people who want to organize money as a couple and travel without making the final settlement the most exhausting part of the trip.

Try TakeControl for free and see how it fits your relationship or your next trip.

 [Download for iPhone](https://apps.apple.com/us/app/takecontrol-split-expenses/id6790032465)[Download for Android](https://play.google.com/store/apps/details?id=com.takecontrol.app)

![TakeControl screens for organizing and splitting expenses](https://gettakecontrol.app/assets/blog/takecontrol-app-en-1440.webp)

 5.0 out of 5 on the App Store and Google Play

**Download TakeControl now**

[Download on the App Store](https://apps.apple.com/us/app/takecontrol-split-expenses/id6790032465)

[Get in on Google Play](https://play.google.com/store/apps/details?id=com.takecontrol.app)

![Lucas Assis](https://gettakecontrol.app/assets/blog/lucas-assis.png)

Author **Lucas Assis**

I created TakeControl to make splitting expenses between couples and on trips simpler. Here, I share tips, app updates, lessons learned, and content to make managing shared expenses easier.

## Frequently asked questions

What is a good Splitwise alternative for couples?

TakeControl is especially useful for couples who want to save a default split such as 50/50 or 60/40, track a shared budget, and check balances without relying on spreadsheets.

Which Splitwise alternative works well for travel?

TakeControl works offline, supports multiple currencies, and lets you add expenses by voice or from a photo of a receipt. These features are helpful on trips with many small purchases and unreliable internet access.

Is TakeControl a free alternative to Splitwise?

Yes. The free TakeControl plan has no ads and includes up to 8 expenses per day, 6 groups, and free uses of voice entry and receipt scanning. A PRO plan is available for higher limits and additional features.

Can I import Splitwise groups into TakeControl?

Yes. Export each Splitwise group as a CSV file and select the import option in TakeControl. Expenses, dates, payers, and split details are carried into the new group.

When is Splitwise still the better choice?

Splitwise remains a better fit if you need to enter expenses in a web browser or prefer adding one-off expenses between two people without creating a group.

   [Previous Group food delivery: who pays what when everyone orders something different Jun 30, 2026](https://gettakecontrol.app/en/blog/splitting-group-delivery-order/)[Next  Group backpacking: the financial agreement to make before you leave Jun 29, 2026](https://gettakecontrol.app/en/blog/backpacking-split-expenses/)
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